So, I fell down a bit of a rabbit hole recently.
Having been an "index tracker and chill" kinda guy for the past 5 years, I've recently discovered the hidden benefits of owning individual shares. These benefits are aside from the usual (hopeful!) growth of the shares in question, as well as any dividends paid out, I'm talking about Shareholder perks!
Premier Inn free breakfasts, Ferry and Eurotunnel discounts, restaurant and wine vouchers, you name it!
Top picks for me
Obviously the top picks depends on what kind of thing you buy! However the stand out ones for me are:
- Whitbread
- Free Premier Inn Breakfasts (for up to 4 adults)
- Minimum amount 64 shares (~£1,600)
- Mitchells & Butler
- Pub/restaurant vouchers
- Minimum amount 1 share (~£2.75)
- Distribution: Sent once per year (late December / early January)
- Notes:
- You receive one booklet with ~12 vouchers per year
- Must be on the shareholder register by late Nov / early Dec
I know, I know, I hear you cry: "don't you know that kids eat free at Premier Inn?!?".
Yes, we do, and the amount of food our kids eat, we definitely get our money's worth already! However, with this shareholder perk you get the adult breakfasts free as well, and if you have more than one room on your booking you can potentially get the free breakfast for them as well (up to 4 adults).
Other easy perks to unlock are:
- Chapel Down
- Free wine flight (3x50ml) at the Winery shop, per shareholder, per visit - handy if you live close by!
- 25% off voucher sent once a year
- Minimum amount 1 share (~£0.35)
- Bloomsbury Publishing
- 35% off books
- Minimum amount 1 share (~£6)
- Big Yellow Storage
- ~10% off storage/services
- Minimum amount 1 share (~£8-9)
- Adnams
- 10% off drinks, food & stays
- Minimum amount 1 share (~£15)
Full list of shareholder perks in the UK
| Company | What you get | Minimum holding | Approx. cost (£) to hold minimum shareholding (as of April 2026) |
|---|---|---|---|
| The Artisanal Spirits Company (ART) | £50 annual whisky voucher, 50% off Scotch Malt Whisky Society membership and renewals, 10% off selected whisky purchases and tastings, plus exclusive bottlings and events | 1,000 shares | ~£235 |
| Adnams | 10% off products, plus discounts on meals and tours | 1 share | ~£15 |
| Big Yellow Storage | 10% off storage, offices, and related services | 1 share | ~£8.80 |
| Bloomsbury Publishing PLC | 35% off printed books | 1 share | ~£6 |
| BT Group PLC | Discounts on telecoms and tech products | 1 share (certificated only, most brokers can’t claim this perk) | ~£2.20 |
| Carnival PLC (P&O Cruises, Princess Cruises, Cunard, AISA cruises, Costa Cruises, Carnival Cruise Line, Seabourn) | On-board cruise credit (e.g. ~£150 on 14-day trips) | 100 shares (claimed via Stockperks app; benefit varies by cruise length) | ~£2,100 |
| Chapel Down Group PLC | 25% off wine, free tastings, early access | 1 share, although bigger discounts for more shares | ~£0.35 |
| Fuller, Smith & Turner PLC | 15% off food & drink, hotel discounts | 1,000 shares | ~£6,700 |
| Getlink (Eurotunnel) | 30% off crossings (up to 3 returns/year) | 750 shares + holding period | ~£12,700 |
| Irish Continental Group PLC | 20% off ferry travel | 1,000 shares | ~£5,300 |
| Legal & General Group PLC | Up to 25% off life insurance + £250 gift card (mortgages) | 1 share | ~£2.50 |
| Marston’s PLC | 30% off food (via vouchers) | 500 shares | ~£250 |
| Mitchells & Butlers PLC | 12 annual discount vouchers for pubs/restaurants | 1 share | ~£2.75 |
| Mulberry Group PLC | Up to 20% off in stores worldwide | 500 shares | ~£500 |
| Newbury Racecourse | Free race day entry (tiered benefits) | 101 shares | ~£500 |
| Next PLC | 25% off full-price purchases (limited window) | 100 shares | ~£13,500 |
| Renishaw PLC | Discounts on holidays via Wotton Travel | 1 share | ~£40 |
| Safestore Holdings PLC | 25% off storage + 20% off merchandise | 100 shares | ~£700 |
| Shepherd Neame | 25–30% off food, drink, accommodation | 100 shares (3,000+ for higher tier) | ~£450 |
| Telecom Plus PLC | ~10% cheaper energy + annual credit | 1500 shares | ~£20,000 |
| Whitbread PLC | Free Premier Inn breakfasts + 10% off food & drink | 64 shares | ~£1,600 |
Sources for table data:
https://www.hl.co.uk/shares/shareholder-perks
https://www.fidelity.co.uk/shares/shareholder-perks-and-benefits/
Whitbread Shares: can free breakfast + dividends pay for themselves???
If you hold 64 Whitbread shares, you benefit from both dividends and the company’s shareholder perk of free breakfast for two during hotel stays. Let's take a look at the projected annual return.
Annual return breakdown
- Dividends: ~£0.97 per share → ~£62 per year
- Breakfast perk: ~£22 per stay
Given the total annual “return” depends on how often you stay, let's use some examples. We normally stay in a Purple Palace around 5/6 times a year, so lets use the lower as a baseline.
5 stays/year:
£62 + £110 = ~£172/year
→ Payback period: ~8.5–9 years
What this means: At 5 stays per year, I'm effectively getting a 11–12% annual return when combining dividends and perk value!
If you regularly stay at Whitbread hotels (e.g. Premier Inn), the combination of shareholder perks + dividends can realistically “pay back” your investment within around a decade, after which you’re essentially getting ongoing value at no net cost. Plus, you still have the original shares as well!
Of course, this completely depends on, the actual number of stays you have per year, the dividends remaining similar and the perk remaining unchanged. But if you're a frequent flyer of the purple palace then it’s a surprisingly compelling strategy!
How do I get the Shareholder perks?
This is the trickier part.
You need to prove that you own the shares, and many platforms act as brokers which effectively breaks that ownership chain. Shareholder perks are usually issued by the company or registrar. Brokers must either pass them on automatically, or provide proof of ownership.
If your shares are held through an investment platform, you may not need to contact the company directly. I simply emailed my platform’s customer service team, who could see the shares in my account and arrange the shareholder perk on my behalf.
You can copy and adapt this message:
Subject: Request to claim shareholder benefit
Hello,
I currently hold [NUMBER] shares in [COMPANY] through my account with you.
The company offers a shareholder benefit to investors who hold the required number of shares. Please could you arrange for me to receive this benefit, or let me know if you need any further information from me?
Many thanks,
[NAME]
My platform confirmed that they would sort everything with the company on my behalf. They could already see my holding, so I didn’t need to provide separate proof of ownership.
Also, some perks expire after a set period. When my Whitbread shareholder card expired, I contacted the platform again and they arranged the replacement. It may therefore be worth setting a reminder for any expiry date.
The additional wrinkle is that not all brokers/platforms will support shareholder perks. Here's a list of some of the more popular platforms and how they fair.
If you’re thinking about joining Interactive Investor, it’s worth knowing you can get started without paying the platform fee for your first year through a referral link. That effectively lets you test the platform, use its full features, and access shareholder perks without the usual monthly cost. After that it's a low flat fee rather than percentage based. You can take advantage of that offer by signing up through this link..
Personally I'm with Interactive Investor and found it very straight forward. I bought the shares in my GIA, and sent them a message requesting the perk. I expected them to send me a certificate and then have to find the company registrar email address to send it on to, but they did all that for me! I received my card just over a week later, very impressive!
So there we go, that was a fun rabbit hole wasn't it! I've already got my Whitbread shareholder card and plan on using it for the first time this weekend (my kids think I've got a VIP card!). I also have 2 more stays booked in the next few months so already working towards that return! I plan on getting the Mitchells & Butler perk but will do that when I have a free trading credit (and also I've missed the boat for the vouchers this year anyway). We don't regularly eat out but it's a nice to have for the princely sum of £3 outlay.
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