Finance update Another negative month for returns, but it could have been worse (just wait for my April update with the impact of the Trump tariffs!). Ended up down £6200 . Breakdown for March: ISA down £5k Pension down £6k GIA /easy access savings down £5k Crypto up £2k House price up £5k Total : down £6k The big moves for the month came from me moving a lot of savings into my pension. Mainly to duck under the higher rate tax threshold and also to swerve the High Income Child Benefit Charge. 2024/25 tax year review! At the end of the 2024-25 tax year, my net worth has gone up by £140k. This is broken down as follows: ISA Contributions: £20k Market gains: £20k Pension Contributions: £34.5k Market gains: £23k GIA / Premium Bonds Contributions: £0 (Despite putting in over £10k here I've left this at zero as I've moved the bulk of it into my pension in March so didn't want to double count contributions on both assets) Market gains: £6.7k Crypto Contributions:...
Intentional saving, spending and parenting