Welcome to the third iteration in my ‘Reel Freedom’ FIRE-related film series. It’s been a while since my previous ones but I'm back with a corker! Previously I explored consumerism in Fight Club and money vs meaning in A Christmas Carol. This time round I'm looking at what is probably the most obvious of FIRE-related films... ' Office Space'. This is a 90s cult classic that strangely I acutally only got round to seeing a few years ago. If you've not seen the movie I've no doubt that will have at least seen a few memes based on the film. This film tackles a number of topics associated with the FIRE movement, most notably: what would you do if you didn’t have to work for money? Peter, the main protagonist, is the relatable everyman, wrestling with that age-old exchange of time for money, especially when the money comes from a job he hates! As before, disclaimer here is that this will probably contain spoilers. All set? Let’s have a look! "It's not...
Cashback credit cards are a great way of earning a little back on your everyday spend.
Historically I have used the Natwest Rewards Credit Card which offers:
- 1% in Rewards on your supermarket spend
- Earn 0.5% everywhere else you shop, including supermarket petrol stations
The 0.5% has recently been lowered to 0.25% which has prompted me to look further afield for a good card to use for my regular spending.
Enter American Express!
Currently, Amex have a couple of cards on offer which offer a healthy amount of cashback, especially in the first few months of taking the card out.
Below I explore which one is the best depending on your normal spending
If you wanted to go ahead with either of these, then you can get an extra £10 if you use the referral link here: http://amex.co.uk/refer/cHRISSrmQQ?XL=MNANS
Platinum Cashback Everyday Credit Card:
-Fee free
-Spend £0 to £5,000 and receive 0.5% cashback on purchases
-Spend over £5,000 and receive 1% cashback on purchases
Platinum Cashback Credit Card:
-Annual Fee £25
-Spend £0 to £10,000 and receive 1% cashback on purchases
-Spend over £10,000 and receive 1.25% cashback on purchases
From my calculations it seems that 9k spend per year is the point that Platinum becomes better than Platinum Everyday.
Personally, I've had the card since the end of January and the below chart shows my current process on the first 3 months spend. As you can see I am bang on target to hit the maximum amount allowed under 5% cashback.
If I am falling short towards the end then I will just bring some spending forward slightly, like fill up the cars or buy some toilet roll etc.
Again, if you wanted to go ahead with either of these, then you can get an extra £10 if you use the referral link here: http://amex.co.uk/refer/cHRISSrmQQ?XL=MNANS
Historically I have used the Natwest Rewards Credit Card which offers:
- 1% in Rewards on your supermarket spend
- Earn 0.5% everywhere else you shop, including supermarket petrol stations
The 0.5% has recently been lowered to 0.25% which has prompted me to look further afield for a good card to use for my regular spending.
Enter American Express!
Currently, Amex have a couple of cards on offer which offer a healthy amount of cashback, especially in the first few months of taking the card out.
Below I explore which one is the best depending on your normal spending
If you wanted to go ahead with either of these, then you can get an extra £10 if you use the referral link here: http://amex.co.uk/refer/cHRISSrmQQ?XL=MNANS
Platinum Cashback Everyday Credit Card:
-Spend £0 to £5,000 and receive 0.5% cashback on purchases
-Spend over £5,000 and receive 1% cashback on purchases
Platinum Cashback Credit Card:
-Annual Fee £25
-Spend over £10,000 and receive 1.25% cashback on purchases
From my calculations it seems that 9k spend per year is the point that Platinum becomes better than Platinum Everyday.
If I am falling short towards the end then I will just bring some spending forward slightly, like fill up the cars or buy some toilet roll etc.
Again, if you wanted to go ahead with either of these, then you can get an extra £10 if you use the referral link here: http://amex.co.uk/refer/cHRISSrmQQ?XL=MNANS
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